This discussion offers advice for a retired couple with a 2.5 crore investment corpus needing regular monthly income, capital protection, and inflation hedging. Suggestions include diversifying funds across multi-asset allocation funds, RBI Bonds, Post Office Senior Citizen Accounts, and Bank Fixed Deposits with varying tenures.
14 July 2025
Hello, me and my wife both have retired and have around 2.5cr of overall investment corpus. Since we both have retired and there is no pension available, for the period that is to come, we need to invest these 2 cr to ensure steady regular monthly income to take care of our expenses, ensure capital protection and take care of inflation. Kindly suggest