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Personal loan against insurance policy

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(Querist)
02 September 2018 Dear all,

Bajaj Finance offer me for personal loan against insurance policy.
but i am confused that i don't know that is any bank or financial institution provide loan against insurance policy.
secondly if i want to cancel my health insurance or life insurance then what is time period to do this.

Regards
Soran Singh
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K Srinivas, CMA CS

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K Srinivas, CMA CS (Expert)
02 September 2018 Most of the banks offer such loans against insurance policies. The quantum will be based on the surrender value, age of the policy etc. The policy has to be assigned to the Bank
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