mortgage,pledge and hypothecation
This query is : Resolved
CA KRIPA HARISH
(Querist)
25 January 2009
what is the difference between mortgage,pledge and hypothecation (pls explain me with example..)
CA. B.SRINIVASULU
(Expert)
25 January 2009
Mortgage: The asset will be with you. there will not any change in the nomenclature of the asset. For eg. Building, car, etc., Term loan on fixed assets.
Pledge : The physical position will be with the person from whom loan has been taken. EG Jewel loan.
Hypothication : The item will be fixed. But individual items will vary from time to time. Eg stock, Debtors. OD from banks on hypothication of stock and detbtors.
Pledge : The physical position will be with the person from whom loan has been taken. EG Jewel loan.
Hypothication : The item will be fixed. But individual items will vary from time to time. Eg stock, Debtors. OD from banks on hypothication of stock and detbtors.
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CA KRIPA HARISH
(Querist)
26 January 2009
thanks sir....
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