Investment advice

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Divyesh Jain is seeking investment advice as his bank Fixed Deposits (FDs) are maturing. He finds FDs unattractive due to current inflation leading to negative real returns. Divyesh is looking for low-risk investment options that can provide better returns than FDs. The advice suggests that Balanced Mutual Funds are a good long-term option if there's some risk appetite, otherwise, Debt Mutual Funds are a suitable alternative to FDs with slightly improved returns.

DIVYESH JAIN

DIVYESH JAIN (Querist)
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09 January 2022 Dear Sir,

My Bank FD's are getting matured at regular intervals and I need to plan out for investment.

Since FD investment now leads to negative return at present due to inflation and other factors it doesn't seems to be a good investment option.

What are the other options available where can I invest my money from which I can get returns better than FD but at a low risk.

Please help me in this matter.

Regards,
Divyesh Jain

Dhirajlal Rambhia online

Dhirajlal Rambhia online

(Expert)
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09 January 2022 Generally Balance MF are better in long term, if you have some risk appetite.
Otherwise Debt MF are alternative to FD with slightly better return.

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DIVYESH JAIN

DIVYESH JAIN (Querist)
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09 January 2022 Ok, Thank you Sir...

Dhirajlal Rambhia online

Dhirajlal Rambhia online

(Expert)
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09 January 2022 Most Welcome ..

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