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income tax returns

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(Querist)
02 March 2010 Is there any calculations used by bankers to decide the maximum loan amount on the basis of Incometax return? if yes, may i know how to calculate it?
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CA SIDHARTH HIRALAL PATNI

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CA SIDHARTH HIRALAL PATNI (Expert)
02 March 2010 It warries from bank to bank. Generally three years avg. income is divided 2.
so that is the capacity of the borrower to repay the principle and interest.

Other members may suggest diff. way.
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