Housing loan EMI and lump sum refund.

This query is : Resolved 

12 July 2023 Sir, If I take housing loan from a bank and continue to pay my EMI regularly. In addition to EMI, if I want to refund a lump sum amount also in regular interval, whether It is allowable or not ?

12 July 2023 Yes, possible, if the conditions are specified in the loan agreement.


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