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Housing loan

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Querist : Anonymous

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Querist : Anonymous (Querist)
10 April 2013 can i get a housing loan frm bank by giving my other jointly owned self occupied house (50%)as security. Is there any income tax benefit?
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Dintakurthi Tirumala

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Dintakurthi Tirumala (Expert)
10 April 2013 Yes, you can get housing loan and income tax benefits also available. For full details contact bank for the process to get loan.

But one more thing you wanted to Housing loan i.e you have to take loan for the purpose of purchase or construction of housing property then in such cases bank makes the mortgage of such constructed or purchasing house property and need not to require any other security because of purchasing or construction of house is the colletral security to the bank.

OM SAI SRI SAI JAI JAI SAI
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