funding limits

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J SREEKUMAR (Querist)
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25 August 2009 Is there any limit fixed by RBI w.r.t. quantum of loan for retail loans by banks like Houisng loan to an individual not to exceed certain limit etc. Can a bank book a property loan of rs.5 crores given to an individual in retail portfolio, as per RBI guidelines? ( comment on segment reporting by a banker)

M Prabhakar Menon

M Prabhakar Menon (Expert)
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26 August 2009 No, each bank has its own norm wrt quantum of loan.The ICAI AS -17lays down norms for segment reporting

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