Formula for calculating loan eligibility

This query is : Open

Querist : Anonymous

Querist : Anonymous (Querist)

15 March 2012 Dear Sir,
I want to know how i can calculate loan eligibility of clients based on income tax return ?
i dnt wanna use online calculator i want to know logic n proper formula with full explanation

Dintakurthi Tirumala

Dintakurthi Tirumala (Expert)
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15 March 2012 It is differ from bank to bank.
OM SAI SRI SAI JAI JAI SAI

Querist : Anonymous

Querist : Anonymous (Querist)

19 March 2012 ok but in banks also there are EMI calculator they must be working on some logic na i want to know that logic.

Dintakurthi Tirumala

Dintakurthi Tirumala (Expert)
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19 March 2012 You said correct in the previously it is available because then hard calculation is available but now system calculations making so that logic inserted in the software. i am sorry that type of logic i don't know. wait for any others replies who know about it. For it i am putting it as open query.
OM SAI SRI SAI JAI JAI SAI

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