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Form 15g and form 15h

This query is : Resolved 
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(Querist)
20 April 2013 One of my friend asked me this

"As a banker, I am facing an embrassment, to receive Form 15G, from those whose salaried incomes are of range of Rs.5 lacs and above. What can I do in such situations?

Further, A senior citizen of age 80 years submitted form 15H for a deposit favouring jointly with his wife, himself and his daughter in the same order payable to any one or survivor. Can I accept from him on behalf of his wife.

Some are not submitting in duplicate to enable me to send one copy to the IT dept."

Kindly advise me.
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C A S.S.Agarwal, M.Com.,LL.B,

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C A S.S.Agarwal, M.Com.,LL.B, (Expert)
04 June 2013 You can refuse 15G in case the salary is above 5 L and you can take 15 H but the same should be signed by all the joint depositors with their PAN No. Generally if the First Nameed person gives the declaration even then it is valid.
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