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Deposit Rate

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(Querist)
25 June 2010 Sir,
Please explain me how bank fixes deposit rates for different buckets.
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Bindu Madhav

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Bindu Madhav (Expert)
25 June 2010 It is the business call. If you see to attract they use to keep higher rates for different slabs, different groups. Ex- Senior citizens will get slightly higher rate 0.25% than the normal. In general Treasury Department of the bank will decide the rates depending on the funds position of bank, their likely out gos( loan disbursement), Market scenario etc.,
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