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Credit appraisal

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(Querist)
22 November 2013 WHAT IS THE MEANING OF CREDIT APPRAISAL , HOW IT IS DONE?
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Nikhil Kaushik

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Nikhil Kaushik (Expert)
23 November 2013 credit appraisal refers to process of checking the ability of a person, company, or for that matter any business entity, to execute a particular project and repay the loan taken for the same.

the process varies from project to project. For eg a housing loan would require very basic credit appraisal whereas an infrastructure project require a fairly complicated appraisal.
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