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Cibil

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20 June 2013 If a company in which I am a director, goes in for one time settlement with a Bank. Will I be treated a defaulter in this case when I go for a personal loan
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RAMESH KUMAR VERMA

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RAMESH KUMAR VERMA (Expert)
20 June 2013 Many people have at some time or the other faced the problem of being denied a loan or a credit card on grounds of not being eligible for the same due to bad credit history. Often people are unable to understand why their name is in the list of defaulters and ways to remove their names from the same.

Credit Information Bureau (INDIA) Limited (CIBIL) is the central repository of credit information of all borrowers. It contains data of the credit history of all borrowers associated with the member banks/financial institutions.
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