An individual owns two properties, one rented out and one self-occupied in Kalyan, and commutes two hours to work in Mumbai. They wish to rent a place closer to their office to reduce travel time and are seeking advice on whether they can claim HRA benefits despite owning a self-occupied property. While commuting from Kalyan is common, a medical certificate for age-related issues might support an appeal.
I stay at Kalyan, Thane on the outskirts of Mumbai. I have put my property (1) on rent and living in the 2nd property (2). I work in Mumbai, close to Sion. My travel time is ~2 hours one way.
As I am ageing, I wish to rent a place closer to my office in Sion to reduce the travel time. My company provides me HRA benefit.
so my question is - Can I claim HRA deductions/benefit, inspite of I owning a self occupied property in Kalyan? Would IT act consider Kalyan out side of Mumbai and grant the benifit?
18 July 2023
As such many employees commute daily from kalyan dombivali, ambarnath vasai bhayandar etc, so that will not be accepted by ITO. But being aged person, if you get medical certificate from any Governmental Surgeon, that may help you in appeal.