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Budget and Projections - Difference

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(Querist)
24 July 2008 Why is it that the future plan given to banks for raising loan are called as projections while the future plan the company has for itself is called budget?

What is the difference between projection and budget?
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S.Srinivasaraghavan

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S.Srinivasaraghavan (Expert)
24 July 2008 Projections are what you think is most likely to happen and budgets are what you would like to have.
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