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Benefit of Housing loan Repayment of principal and interest

A Housing loan is taken by Husband and wife jointly and both are co-owner in the property. In this case if wife wants to claim full interest and principal amount then is it possible. Wheather employer need to take any declaration from employees in this regard.
Please answer my problem.
Thanks & Regards
Rajesh Sharma

As I understand, deduction can be availed proportionally (i.e. 50% each)

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