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Bank od loan

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(Querist)
25 February 2015 what should be minimum capital to obtain loan of rs 1 crore from bank
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Rupesh Jain

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Rupesh Jain (Expert)
25 February 2015 its depend of the nature of loan term loan, c/c limit, l/c limit.
and what kind of use and type of industry.
time for repayment of loan etc.
every bank required diff. norms for that.

for c/c limit bank give 10-15% of the turnover .
with stock and debtors and collectral security of director/partner/prop. assets.
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ashok nimmagadda

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ashok nimmagadda (Querist)
25 February 2015 for cc od with security as immovable property

please say what should be the capital and what other ratios do banks look
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