Bank cheque
This query is : Resolved
shubham agarwal
(Querist)
14 November 2011
sir/madam,
i have purchased national saving certificate, after 5 years on 18/10/2011 i recieved cheque on my mothername that is sarita agarwal but i and my mother have a joint account in state bank of india, in that the account was opened with name sarita devi as my mother have only voter card as a id now the bank is not allowing to credit it after giving affidavit by ist class magistrate or anything else.now it is back date cheque
kindly advise me what to do..
i have purchased national saving certificate, after 5 years on 18/10/2011 i recieved cheque on my mothername that is sarita agarwal but i and my mother have a joint account in state bank of india, in that the account was opened with name sarita devi as my mother have only voter card as a id now the bank is not allowing to credit it after giving affidavit by ist class magistrate or anything else.now it is back date cheque
kindly advise me what to do..
U S Sharma
(Expert)
15 November 2011
bank will not allow it unless it match the exact name on cheque,
open a separate account in same post office where the NSC got matured and encash from there
open a separate account in same post office where the NSC got matured and encash from there
O.D.SHARMA
(Expert)
15 November 2011
Hi,Get seperate account with full name in any bank & get cheque revalidated.
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