Articles by Affluence Advisory

How the 1600-Series Numbering Will Curb Financial Fraud in NBFCs

Posted by Affluence Advisory 16 February 2026 251 Views

Learn how the Telecom Regulatory Authority of India 1600-series mandate impacts NBFCs, including deadlines, compliance steps, fraud prevention benefits and strategies to maintain customer trust.

Beyond the 14th: Why Real-Time GSTR-2B is the Future of ITC

Posted by Affluence Advisory 14 February 2026 88 Views

With the rise of IMS and stricter GSTR-3B controls in 2026, relying only on monthly GSTR-2B can block ITC and strain cash flow. Learn why real-time GST credit matching is becoming essential to avoid penalties, reduce ITC leakage, and protect working capital.

SEBI Disclosure Framework for ESOPs and SARs: A Comprehensive Overview

Posted by Affluence Advisory 13 February 2026 163 Views

Explore the legal framework governing ESOPs and SARs in India, including SEBI SBEB & SE Regulations, LODR compliance, Companies Act provisions, and recent 2025 amendments to shareholding pattern disclosures, enhancing transparency and fully diluted reporting.

Union Budget 2026: A Gift for GIFT City IFSC

Posted by Affluence Advisory 12 February 2026 265 Views

Union Budget 2026 boosts GIFT City IFSC with a 20-year tax holiday, 15% post-deduction tax clarity, and relaxed treasury norms, strengthening India's position as a globally competitive offshore financial hub.

The AIF Boom: How India's Wealthy Are Powering the Next Wave of Alternative Investments

Posted by Affluence Advisory 24 January 2026 246 Views

India's wealthy investors are rapidly shifting to AIFs as commitments cross Rs 9 trillion. Explore what's driving the surge and what lies ahead.

Understanding Section 54F: Reinvestment-Based Capital Gain Relief

Posted by Affluence Advisory 23 January 2026 961 Views

Understand Section 54F of the Income Tax Act - eligibility, conditions, exemption limits, CGAS rules, calculation formula and key amendments applicable from AY 2026.

Engagement of Limited Liability Partnerships in NBFC Activities: Current Legal Landscape in India

Posted by Affluence Advisory 16 January 2026 117 Views

Can LLPs operate as NBFCs in India? This article examines the regulatory mismatch between the LLP Act and RBI framework, explains why LLPs are excluded from NBFC registration, RBI’s position, and the way forward for entrepreneurs entering the financial services sector.

Section 186(11) of Companies Act, 2013

Posted by Affluence Advisory 15 January 2026 185 Views

MCA's Companies (Meetings of Board and its Powers) Amendment Rules, 2025 clarify Section 186(11) of the Companies Act, 2013, granting NBFCs and IFSCA finance companies exemption from Board and shareholder approvals for loans, guarantees, securities and investments made in the ordinary course of business.

ESOP vs Sweat Equity: What's Right for Your Startup

Posted by Affluence Advisory 09 January 2026 96 Views

ESOP vs Sweat Equity explained for startups: key differences, legal framework, tax impact, dilution effects, and when to choose ESOPs or Sweat Equity to attract, retain and reward talent effectively.

The Regulatory Reckoning: How NBFCs and Fintechs Face Intensifying Scrutiny in India's Microfinance Boom

Posted by Affluence Advisory 05 January 2026 520 Views

India's microfinance sector faces a regulatory turning point in 2025 as RBI tightens oversight on NBFCs and fintechs amid rising defaults, bank retreat, borrower overleveraging, and growing risks to financial inclusion.