Articles by Affluence Advisory

Neurofinance in Practice: How Cognitive Mechanisms Shape Corporate Investment and Risk Decisions

Posted by Affluence Advisory 25 May 2026 95 Views

Learn how neurofinance impacts corporate finance through behavioural biases, risk perception, capital allocation, investment decisions and strategic risk management.

The End of Registration for Private NBFCs: Understanding RBI's April 2026 Deregulations

Posted by Affluence Advisory 23 May 2026 194 Views

RBI's new April 2026 framework removes mandatory registration for low-risk Type I NBFCs without public funds or customer interface. Learn the new classification system, deregistration roadmap, compliance rules, and key benefits for family offices and private investment entities.

The RIA Roadmap: From Registration Prerequisites to Fiduciary Duties

Posted by Affluence Advisory 15 May 2026 78 Views

Understand SEBI Registered Investment Adviser (RIA) regulations, eligibility, deposit requirements, registration process, exemptions, and compliance obligations in India. Learn how RIAs provide regulated investment advice while ensuring transparency, fiduciary responsibility and investor protection under SEBI guidelines.

From Survival to Stability in Microfinance

Posted by Affluence Advisory 12 May 2026 157 Views

India's microfinance sector is showing strong signs of recovery as asset quality improves, collections stabilise, and leading MFIs return to growth mode. Discover how disciplined lending, stronger risk management, and rising borrower demand are reshaping the future of microfinance in 2026.

External Commercial Borrowing (ECB): A Strategic Gateway to Global Capital

Posted by Affluence Advisory 11 May 2026 112 Views

ECB Explained: Discover how Indian companies borrow from foreign lenders, RBI's ECB framework, maturity rules, permitted uses, forex risks and key benefits of overseas borrowing.

SEBI's Evolving FPI Framework: ODI Reforms, Derivative Restrictions, and the Road Ahead

Posted by Affluence Advisory 09 May 2026 72 Views

Securities and Exchange Board of India's 2025 FPI reforms introduce strict ODI disclosure norms, derivative restrictions, and the new SWAGAT-FI framework to boost transparency, curb regulatory arbitrage and attract trusted long-term foreign capital into India.

The 2026 Direct Tax Transformation: A Strategic Roadmap for India's New Fiscal Era

Posted by Affluence Advisory 08 May 2026 167 Views

Explore the biggest financial and tax reforms under the IT Act, 2025 from the new Tax Year system and revised tax slabs to NBFC TDS rules, Digital Rupee integration, FEMA reforms, startup tax relief, ESG incentives, HRA expansion and capital market changes shaping India’s fiscal landscape in 2026.

ESOP Tax Relief for Employees of Startup Registered Companies

Posted by Affluence Advisory 29 April 2026 174 Views

Understand ESOP taxation in India with a clear breakdown of grant, vesting, exercise, and sale stages. Learn how tax deferral for DPIIT-recognized startups under Section 80-IAC reduces cash-flow burden and impacts employees compared to normal companies.

SEBI Quarterly Compliances for Listed Companies under LODR Regulations

Posted by Affluence Advisory 23 April 2026 194 Views

SEBI LODR quarterly compliance guide covering trading window closure, shareholding pattern, RTA certificate, corporate governance filings and financial disclosures for listed companies in India.

The Buyback Tax Reset: Navigating the "Promoter Penalty" and the New Capital Gains Framework

Posted by Affluence Advisory 20 April 2026 210 Views

Union Budget 2026 reshapes dividend vs buyback decisions with a shift to capital gains taxation, introducing promoter penalties and forcing boards to adopt strategic, tax-efficient capital distribution models.