Professional Summary
Accomplished Chartered Accountant with over 38 years of practice in Pune, 
specializing in Bank Audits, Forensic Audits, System Audits, and Peer Review. A 
recognized thought leader in financial governance, I have authored acclaimed books 
on monetary policy and non-performing assets, with expertise acknowledged by RBI 
officials. As a Senior Partner at G.B. Rathi & Co., I lead a team of five partners, 
delivering high-impact financial solutions. A seasoned educator, marathon runner, 
and former Rotary International representative, I bring a blend of technical 
proficiency, leadership, and civic engagement to my professional endeavours.

Professional Experience
Senior Partner
G.B. Rathi & Co., Chartered Accountants, Pune
1990 – Present 
• Spearhead a five-partner firm providing specialized services in Bank Audits, 
Loan Verification, Borrower Account Appraisal, Forensic Audits, System 
Audits, and Peer Review. 
• Oversee strategic direction, client relations, and quality assurance for a 
diverse portfolio of financial engagements.
Director
Maharashtra Co-op. Development Corporation Ltd. (MCDC), Pune
A Government of Maharashtra NBFC 
• Contribute to governance and financial oversight of a state-backed non?banking financial corporation.

Ex Director
Mahesh Sahakari Bank Ltd., Pune 
• Guided financial strategy and risk management for a cooperative banking 
institution.
Ex President
Mahesh Industrial Group, Pune
2010 – 2011 
• Led a prominent group of Maheshwari entrepreneurs, fostering collaboration 
and growth initiatives.
Ex Treasurer & Vice Chairman
Pune Chartered Accountants’ Society
• Strengthened community engagement and professional development for 
chartered accountants in Pune.

Faculty Member
Institute of Chartered Accountants of India (ICAI), New Delhi 
• Regular instructor for the Certificate Course on Concurrent Audit in 
Banks, sharing expertise with emerging professionals.

Publications
1. RBI Governors: The Czars of Monetary Policy (1935–2021)
Rupa Publications, New Delhi, 2023 
o Unveiled by Union Minister Shri Nitin Gadkari on June 23, 2023, in 
Mumbai. 
o Chronicles the evolution of India’s monetary policy through its central 
bank leaders.
2. Non-Performing Assets – A Practical Handbook
2002 
o Praised by Reserve Bank of India officials for its practical insights into 
NPA management.