Community & General Articles
How to interpret your CIBIL score?
After my previous article on CIBIL scores, http://www.caclubindia.com/articles/how-does-a-cibil-score-affect-you--11186.asp, many people have mailed me with queries on how to interpret CIBIL Scores. We saw earlier that Lenders rely upon an ind
Profession without Bribes - Is it Possible?
We have in India seen that the taxmen are becoming very demanding as time is passing. Many areas where hitherto there was no corruption now are full of this disease. The nee
Importance of Inspection of Bank Documents
The Law of evidence plays a pivotal role in the effective functioning of the judicial system. The existence of substantive rights can only be established by relevant and admissible evidence.
How does a CIBIL score affect you?
One of the revenue generating areas for finance institutions is retail loans segment that includes home loan, personal loan, car loan etc; In recent years, there has been an increase in number of borrowers who are mainly attracted by the easier re
How to be Successful in Life
In this article I will give some tips to succeed in life which will be helpful to the layman and professional both. A person can himself judge
Banks Violating RBI Directives to Extract More Interest from Floating Rate Borrowers
It is a very common perception with borrowers of private banks like HDFC and ICICI that they are prompt in increasing their BPLR (Benchmark Prime Lending Rate) every-time RBI increases its Repo Rate but not so prompt in timing and magnitude when R
They Keep Happening
It was 13th March, I got a call from one of my friends, Subroto, if I can manage to visit
Rediscovering Myself
NOTE- Friends lemme tell you in advance that you will not find any CA related stuff in this post. I have discussed the different phases in the life of a CA student. After a long time I am writing for my
Home loan primer
Home loans primer One of the premier area of business for many banks and financial institutions is Home loan segment. The increasing competition in banking sector (especially after the emergence of the private sector lenders like ICICI bank,
India and Corruption - A change we can make
Corruption, corruption, corruption- is all that we are hearing now. Feels good to see people joining hands to face one of the greatest menaces facing our economy and country at large. As any other concerned citizen I too pondered over measures tha
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