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Articles by K Srinivas, CMA CS

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Deposit Insurance in India

  K Srinivas, CMA CS    26 July 2021 at 09:30

With the spate of bank failures in independent India putting the depositors' money at risk, India passed DICGC Act in 1961 through which the Deposit Insurance & Credit Guarantee Corporation of India came into existence.

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Posted in Others |   366 Views


All about Neo Banks

  K Srinivas, CMA CS    02 February 2021 at 09:21

Neo Banks in India presently tie-up with traditional banks and offer their banking services under the traditional bank's network. RazorpayX and Niyo are the major Neo Banks operating in India.

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Posted in Others |   846 Views


Digital lending apps - What to be aware of?

  K Srinivas, CMA CS    20 January 2021 at 09:53

This article asks people to reconsider using the digital lending apps and tells why people should be aware of them.

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Posted in Others |   618 Views


ESOP Tales of Startups - Taxability Then and Now

  K Srinivas, CMA CS    04 February 2020 at 10:26

Employee stock options (ESOP) are part of an Employee benefits program offered by Startups to engage the employees in a more effective manner.

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Posted in Union Budget |   7731 Views


RBI rules on customer's liability in online banking frauds

  K Srinivas, CMA CS    17 July 2017 at 11:30

On 6th July , 2017, RBI has come out with a new circular capping the liabilities of Bank customers in the event of unauthorized electronic banking transactions

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Posted in Others |   2793 Views


Falling interest rates and the plight of senior citizens

  K Srinivas, CMA CS    23 December 2016 at 10:59

How Falling interest rates affect senior citizens and what's the way out

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Posted in Others  1 comments |   3165 Views


Payments Banks in India

  K Srinivas, CMA CS    29 November 2016 at 11:03

Payments Banks in India

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Posted in Others |   3087 Views


Simple analysis of Government's "Surgical strike"against black money

  K Srinivas, CMA CS    09 November 2016 at 11:31

Simple analysis of Government's "Surgical strike"against black money

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Posted in Income Tax  2 comments |   5259 Views


Primer on Belated Returns

  K Srinivas, CMA CS    21 September 2012 at 10:38

Now that the extended last date for filing your Income tax returns for the year 2011-2012 is over on 31st August 2012 , what options do people who have missed the deadline have? How about filing the returns now after the due date? Here are the det

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Posted in Income Tax  7 comments |   12936 Views


Will the RBI deregulate the savings account interest rates?

  K Srinivas, CMA CS    21 September 2011 at 12:52

A banks operational performance depends on it ability to get low cost deposits and to lend it to borrowers at a higher rate. Banks typically mobilise the funds from the public using various types of deposits like Current ac

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Posted in Others  8 comments |   10881 Views