Articles by K Srinivas, CMA CS

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Deposit Insurance in India: What You Need to Know

Posted by K Srinivas, CMA CS 28 July 2021 755 Views

Learn about Deposit Insurance in India, coverage limits, and how it protects your money in case of bank failure. Find out what's covered.



Neo Banks: The Future of Digital Banking in the UK & India

Posted by K Srinivas, CMA CS 02 February 2021 2310 Views

Discover Neo Banks: online-only banking offering speed, convenience, and cost savings. Learn about services, benefits, and challenges in the UK and India.



Digital Lending Apps: What You Need to Know

Posted by K Srinivas, CMA CS 20 January 2021 1009 Views

Explore the risks of digital lending apps. Learn what to watch out for, how to protect yourself, and where to report predatory lenders.



ESOP Taxability: Then and Now for Startups

Posted by K Srinivas, CMA CS 05 February 2020 8068 Views

Understand how ESOP taxability has changed for startups. Learn about the new rules for paying tax on employee stock options, effective from AY 2021-22.



RBI rules on customer's liability in online banking frauds

Posted by K Srinivas, CMA CS 13 January 2018 3942 Views

On 6th July , 2017, RBI has come out with a new circular capping the liabilities of Bank customers in the event of unauthorized electronic banking transactions



Falling interest rates and the plight of senior citizens

Posted by K Srinivas, CMA CS 23 December 2016 3484 Views

How Falling interest rates affect senior citizens and what's the way out



Payments Banks in India

Posted by K Srinivas, CMA CS 29 November 2016 3442 Views

Payments Banks in India



Simple analysis of Government's "Surgical strike"against black money

Posted by K Srinivas, CMA CS 09 November 2016 5623 Views

Simple analysis of Government's "Surgical strike"against black money



Primer on Belated Returns

Posted by K Srinivas, CMA CS 21 September 2012 13215 Views

Now that the extended last date for filing your Income tax returns for the year 2011-2012 is over on 31st August 2012 , what options do people who have missed the deadline have? How about filing the returns now after the due date? Here are the det



Will the RBI deregulate the savings account interest rates?

Posted by K Srinivas, CMA CS 21 September 2011 11377 Views

A banks operational performance depends on it ability to get low cost deposits and to lend it to borrowers at a higher rate. Banks typically mobilise the funds from the public using various types of deposits like Current ac




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