Articles by K Srinivas, CMA CS
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Deposit Insurance in India
With the spate of bank failures in independent India putting the depositors' money at risk, India passed DICGC Act in 1961 through which the Deposit Insurance & Credit Guarantee Corporation of India came into existence.
All about Neo Banks
Neo Banks in India presently tie-up with traditional banks and offer their banking services under the traditional bank's network. RazorpayX and Niyo are the major Neo Banks operating in India.
Digital lending apps - What to be aware of?
This article asks people to reconsider using the digital lending apps and tells why people should be aware of them.
ESOP Tales of Startups - Taxability Then and Now
Employee stock options (ESOP) are part of an Employee benefits program offered by Startups to engage the employees in a more effective manner.
RBI rules on customer's liability in online banking frauds
On 6th July , 2017, RBI has come out with a new circular capping the liabilities of Bank customers in the event of unauthorized electronic banking transactions
Falling interest rates and the plight of senior citizens
How Falling interest rates affect senior citizens and what's the way out
Payments Banks in India
Payments Banks in India
Simple analysis of Government's "Surgical strike"against black money
Simple analysis of Government's "Surgical strike"against black money
Primer on Belated Returns
Now that the extended last date for filing your Income tax returns for the year 2011-2012 is over on 31st August 2012 , what options do people who have missed the deadline have? How about filing the returns now after the due date? Here are the det
Will the RBI deregulate the savings account interest rates?
A banks operational performance depends on it ability to get low cost deposits and to lend it to borrowers at a higher rate. Banks typically mobilise the funds from the public using various types of deposits like Current ac
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