CAclubindia Articles

MICRO FINANCE

Posted by swaroopa 15 November 2008 8406 Views

MICRO FINANCE There are more than 70 million households in India earning less than $1 per day. To make a living, they need as much as Rs.1 lakh crore in credit but at the same time have no access to banks or formal financial services. Therefore, ther

RECESSION: AN INTRODUCTION

Posted by vishal 12 November 2008 22820 Views

Slowdown, recession, bailout; nowadays in every newspaper, on every news channel, and every techie speaks about these words. This is a simple and humble attempt to explain what has been done, result of which is going on and where future lies? What i

How to Find a Reliable Accountant

Posted by Deepak Agrawal 10 November 2008 9165 Views

If your hobby is doing Tax and accounting then no need for you to read this article. For the rest of us, if you need help with your yearly tax return or run a business that requires hiring an accountant, then it can be quite a task to find a skilled

Stress - Manage It Before Its Too Late

Posted by Deepak Agrawal 10 November 2008 7640 Views

Stress Management can enable you to recognize signs and symptoms of stress and learn what happens in your body when you experience it. Stress Stress management takes time and work to learn why you're stressed, and figure out what to do about your str

EBITDA !

Posted by CA. Dashrath Maheshwari 01 November 2008 29001 Views

A CLEAR LOOK AT EBITDA:Normally, investors focus on cash flow, net income and revenue as the basic measures of corporate health and value. But in recent years, another measure has crept into quarterly reports and accounts: earnings before interest, t

After the Crisis

Posted by Indraneel Sen Gupta 25 October 2008 9555 Views

Dear all, In the past one month across the globe the strongest world economies in convergence started the process of bailouts and injection funds in the hands of bankrupt banks and into the system. US lead the pack with Europe and other emerging mark

Prescription for Investors

Posted by Indraneel Sen Gupta 25 October 2008 6074 Views

Dear all, The prescription for the investors is not to get panic. What ever loss one have suffered cannot be recovered within this phase ,and by becoming panic you can neither get it back. The best tip for the coming months is this stay away from t

MS - EXCEL : AN "EXCEL" LENT AUDIT AND DATA ANALYSIS TOOL

Posted by vishal 20 October 2008 35833 Views

MS – EXCEL : AN “EXCEL” LENT AUDIT AND DATA ANALYSIS TOOL Many people use Excel for doing day to day activities. The items covered under might used by many among the users. This is an effort to point out some minor but very importan

Works Contractors - A cue from SC's decision

Posted by CA. C V SURYAM 17 October 2008 10281 Views

Service Tax - Works Contractors - A cue from Supreme Court’s verdict ? It has been a grappling issue under Service Tax since the levy of service tax on works contractors. The concept of sub-contracting is not most uncommon and prevalent in the

What is subprime loan ?

Posted by Bharath Kumar 16 October 2008 9775 Views

Q:What is a sub-prime loan?A: In the US, borrowers are rated either as 'prime' - indicating that theyhave a good credit rating based on their track record - or as 'sub-prime',meaning their track record in repaying loans has been below par. Loansgiven