Articles by Ashok Kakkar

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Understand Banking & Legal Docs Before Signing

Posted by Ashok Kakkar 04 June 2026 169 Views

Don't sign banking or legal documents without understanding them. Learn why, what to check, and how to avoid years of trouble. Read before you sign!



Revival of Limitation in Bank Loans: Understanding Balance Confirmation and Revival Letters in Banking Practice

Posted by Ashok Kakkar 29 May 2026 334 Views

Learn the importance of balance confirmation letters and revival letters in banking under the Limitation Act, 1963. Understand how banks preserve recovery rights, extend limitation periods, manage loan documentation, and ensure legal enforceability of debts through acknowledgments, part payments, and timely recovery actions.



Cross Guarantees: Legal Framework & Banking Insights

Posted by Ashok Kakkar 28 May 2026 154 Views

Understand cross guarantees in Indian law: legal framework, corporate compliance, and banking perspective. Learn about enforceability and risks.



Residential Plot Loans in India: Bank Finance Guide

Posted by Ashok Kakkar 27 May 2026 214 Views

Learn about residential plot loans in India. Understand bank finance for land purchases, loan differences, and construction expectations.



Understanding Mortgages in India: Types & Key Features

Posted by Ashok Kakkar 25 May 2026 341 Views

Learn about different types of property mortgages in India, including Simple, Registered, and Equitable mortgages. Understand your rights and obligations.



DRT vs SARFAESI: India's Banking Recovery Framework Explained

Posted by Ashok Kakkar 22 May 2026 259 Views

Understand DRT vs SARFAESI in India. Learn how banks recover dues through Debt Recovery Tribunals and the SARFAESI Act for faster resolution.



SARFAESI vs IBC: Strategic Recovery Pathways for Banks

Posted by Ashok Kakkar 18 May 2026 196 Views

Banks strategically evaluate SARFAESI vs IBC for stressed assets, considering viability, assets, compliance, and recovery prospects. Learn the key factors.



What Lenders Examine Before Sanctioning Loans

Posted by Ashok Kakkar 16 May 2026 210 Views

Discover what lenders look for before approving loans. Understand credit assessment, financial discipline, documentation, and risk evaluation.



Emerging Legal Fields: Beyond Traditional Litigation

Posted by Ashok Kakkar 14 May 2026 145 Views

Explore new legal career paths in Insolvency, Cyber Law, Startup Advisory & more. Combine traditional skills with emerging fields for future success.



CERSAI India: Your Guide to Secured Lending & Asset Verification

Posted by Ashok Kakkar 08 May 2026 705 Views

Understand CERSAI in India. Learn how this registry prevents fraud, aids bankers, borrowers & professionals in secured lending and asset verification.




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