Articles by Ashok Kakkar
View Full Profile
Life After NPA Settlement: Can You Get a Fresh Bank Loan? A Practical Guide to Rebuilding Creditworthiness
Can you get a fresh loan after settling an NPA? Learn how banks assess post-settlement borrowers, the impact of a “Settled” status on CIBIL, waiting periods, and practical steps to rebuild creditworthiness and improve loan eligibility.
From Sanction to Renewal: The Complete Life Cycle of a Working Capital Account
Understand the complete life cycle of a working capital account from credit appraisal and sanction to monitoring, renewal, and stress management. Learn how banks and borrowers work together to ensure credit discipline, financial stability and sustainable business growth
Understanding the Operating Cycle: The Foundation of Working Capital Assessment
Learn the concept of the operating cycle and its role in working capital management. Understand its components, calculation, impact on liquidity, business efficiency, and working capital requirements, along with practical examples and ways to improve cash flow across different types of businesses.
Understanding Peer-to-Peer (P2P) Lending in India
Learn what Peer-to-Peer (P2P) lending is, how it works, its key participants, benefits, risks, regulatory framework in India, and how it differs from traditional bank lending. A comprehensive guide for borrowers, lenders, students and finance professionals.
CIRP and CIIRP: Understanding the Evolving Framework of Corporate Insolvency Resolution under the IBC
Understand the key differences between CIRP and CIIRP under the Insolvency and Bankruptcy Code (IBC), 2016. Learn eligibility, process, objectives, benefits and how the new creditor-initiated framework introduced in 2026 complements corporate insolvency resolution in India.
Understanding Trusts Under Indian Law: A Simple Guide to Private and Public Trusts for General Awareness
Understand the concept of trusts in India, including private and public trusts, roles of settlor, trustee and beneficiary, trust creation, governance, legal compliance, taxation and key responsibilities under trust law.
Understanding NPAs: Why Asset Classification Is the Real Backbone of Prudent Banking
Understand how loan accounts transition from Standard Assets to SMA and NPA classifications. Learn the role of early warning signals, asset classification, provisioning, and credit monitoring in managing banking risks for bankers, borrowers, CAs and finance professionals.
Beyond Financial Statements: Understanding CMA Data and Working Capital Assessment-A Practical Guide from a Banker's Perspective
Learn what CMA Data is, why banks require it for working capital finance, its key components, and how it helps assess business viability, cash flow, repayment capacity, and financial health for informed lending decisions.
How Banks Assess the Working Capital Requirement of a Business: A Practical Guide from a Banker's Perspective
Learn how banks assess working capital requirements using operating cycles, CMA data, financial ratios, cash flows, and credit appraisal methods to determine business funding needs.
Beyond Loan Sanction: Understanding QMS in Working Capital Finance and Credit Monitoring
Understand the Quarterly Monitoring System (QMS) in working capital finance with this practical guide for borrowers, bankers, CAs, and finance professionals. Learn how banks monitor loan utilisation, detect early warning signals, ensure credit discipline and strengthen borrower-bank relationships after loan sanction.
Popular Articles
- Individual Income Tax Return Filing Due Dates for FY 2025-26 (AY 2026-27)
- EPFO 3.0 Introduces Faster Claim Settlements and UPI Withdrawals: Latest Update For July 2026
- Kisan Vikas Patra Scheme 2026: Latest Interest, Eligibility, Maturity, Taxability and Investment Benefits
- Senior Citizen After Retirement Must Report These 5 Incomes While Filing ITR for AY 2026-27
- Section 44ADA of the Income Tax Act: Latest Rules and Questions Every Professional Asks
- GST Updates: Last Chance for Taxpayers to Complete FY 2025-26 Process
- PNB FD Interest Rates 2026 for 444 days: Maximize Your Returns Without a Long Lock-In
- Income Tax Demand Notice 143(1): Know Why You Received It and What to Do Next?
Trending Online Classes
-
DT & Audit (Exam Oriented Fastrack Batch) - For May 26 Exams and onwards Full English
CA Bhanwar Borana & CA Shubham Keswani
CAclubindia
