Others Articles

How NRIs can make use of Recurring Deposits?

Ramalingam K 30 December 2015 at 10:49

For NRIs looking forward to make huge savings with small monthly investments, the Recurring Deposits seems to be an excellent option. A recurring deposit account is one that enables the depositor to save by paying an agreed fixed monthly sum for a re

How to choose the right term insurance for you?

Ramalingam K 28 December 2015 at 16:14

Over the last few years, term insurance has been gaining huge amount of popularity. With the insurance companies dropping the premium rates, they have also begun with enormous advertising of these policies. Additionally, companies have come up with t

What every investor needs to know about Stock Market, Currency market and Commodity Market to make profits?

Ramalingam K 26 December 2015 at 15:08

Few best kept secrets, you may not know about Stock Market, Currency market and Commodity Market What is the most profitable place to invest? Stock Market or currency market or commodity market�? Confused about which market to invest�?

Demystifying misconceptions about Mutual Fund SIPs

Ramalingam K 24 December 2015 at 11:06

Investment Truth Vs Investment illusion: In today's world surrounded with an abundance of information, it is common for every one of us to form their own set of perceptions and beliefs. This may be quite a times a good thing to do (i.e. follow your o

Do you actually need a Financial Planner or do you believe in "doing it yourself"?

Ramalingam K 21 December 2015 at 16:33

Understanding the �Do It Yourself� technique No matter whether you are working out, dieting, curing any of your simple health issues, constructing your house, or considering money management � all these have two approaches to get th

7 reasons behind your mutual funds' poor performance and how to overcome them

Ramalingam K 14 December 2015 at 10:39

Have you ever heard anyone say his or her mutual funds proved worthless, or he/she has lost money in the same? One might also experience times where their investment in a mutual fund was a major disappointment. Pertaining to these scenarios, we may c

Have you stress tested your personal finances

Ramalingam K 11 December 2015 at 17:05

What do we mean by the term stress testing?Stress testing is about demonstrating how a particular process balances in a condition, when you try to push the same beyond its usual operations. We can also state the same about a stress test in other wo

How Asset Light Business Models Enable Scalability?

Praveen Goyal 11 December 2015 at 10:53

The Asset-Light model refers to a business strategy that pursues capital efficiency by focusing the equity investment on those assets where a company�s expertise attains the best return for investors. The core of the asset-light approa

Personal Finance Websites v/s Financial Planners

Ramalingam K 10 December 2015 at 16:17

Financial Planning is a process that involves much more than playing with numbers listed in the data sheet. This process requires a thorough understanding of what the client needs and aspires to, and how will he be able to fulfill the same. It also e

Zero percent finance is a myth

CA Vap Patel 08 December 2015 at 10:30

Before the globalization took place in 1992, We Indians used to believes in saving most of the earning. A study suggest that as much as on an average 50% of income was used to save by people before globalization. We Indians never had that passion for