Moratorium period should be availed only if there is an acute financial crunch with an individual, else it would cost the person a lot more to compensate for a period of 6 months moratorium. Hence only 20% availed it.
Financial Services Industry Exist to provide a link between savers/lenders/providers of capital who have money to invest and spenders/borrowers/users of capital who need money.
Live Course on GSTR 9 & 9C for FY 24-25(Detailed discussions, FAQ, Case studies and Live demo of GSTR 9/9C on GST Portal)