Articles by CA Mahesh Bansal
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Govt's greed destroying petroleum industry in India
In July, the Indian government started levying a hefty additional excise duty on crude oil in the name of 'windfall gains' to upstream companies.
Important amendments to IRAC norms for Bank Branch Auditors 2022
The RBI had issued certain clarifications vide its notification dated 12th Nov 2021 with a purpose to more accurately interpret the extant IRAC norms which we must keep in mind while conducting branch audits this time.
Should you invest in current IPOs?
Investors will benefit the most by investing in IPOs when secondary markets are at lows. However, promoters will benefit the most by selling their shares when markets are at record highs.
Risks of leaving your bank account dormant
In a latest development, Delhi Police Cyber Crime Cell has arrested 12 persons including 3 HDFC Bank employees for fraudulently attempting to siphon money out of a dormant account belonging to an NRI.
Framework for resolution of stressed loans on account of Covid-19
The RBI has, vide notification dated 06.08.2020, issued a new framework for resolution of stressed loans caused by Covid-19.
Revised Guidelines on Classification of MSMEs and Registration under Udyam
The Central Govt. has notified revised method of classification of micro, small and medium enterprises w.e.f. 1st July 2020.
RBI Guidelines- Opening of Current Accounts of Borrowers by Banks
To check this loophole, the RBI has vide a notification dated 6th August, issued fresh guidelines in respect of opening and operating CC/OD/Current accounts of borrowers which are mandatory to be followed by all branches.
Key points for Bank Audit 2019
Many of you may have been allotted bank branch audits. I congratulate them heartily. Today, I am sharing with you few things to keep in mind while going for ban...
Elements of Restructuring of Loans
Debt restructuring is a method used by companies with outstanding debt obligations to alter the terms of the debt agreements in order to achieve some advantages...
Differences between a 'Home loan' and a 'Loan against property'
I have observed that many people can not differentiate correctly between a 'home loan' and a 'loan against property'. Many people call me to inq
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