Differences between a 'Home loan' and a 'Loan against property'

CA Mahesh Bansal , Last updated: 22 July 2016  
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I have observed that many people can not differentiate correctly between a home loan and a loan against property. Many people call me to inquire about a home loan against security of a property already owned by them. It is not a home loan. Instead, it is a mortgage loan or a loan against property or

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CA Mahesh Bansal
(Practising CA with specialisation in banking related consultancy)
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