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Articles by K Srinivas, CMA CS

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Deposit Insurance in India

Posted by K Srinivas, CMA CS 26 July 2021 728 Views

With the spate of bank failures in independent India putting the depositors' money at risk, India passed DICGC Act in 1961 through which the Deposit Insurance & Credit Guarantee Corporation of India came into existence.



All about Neo Banks

Posted by K Srinivas, CMA CS 02 February 2021 2301 Views

Neo Banks in India presently tie-up with traditional banks and offer their banking services under the traditional bank's network. RazorpayX and Niyo are the major Neo Banks operating in India.



Digital lending apps - What to be aware of?

Posted by K Srinivas, CMA CS 20 January 2021 987 Views

This article asks people to reconsider using the digital lending apps and tells why people should be aware of them.



ESOP Tales of Startups - Taxability Then and Now

Posted by K Srinivas, CMA CS 04 February 2020 8059 Views

Employee stock options (ESOP) are part of an Employee benefits program offered by Startups to engage the employees in a more effective manner.



RBI rules on customer's liability in online banking frauds

Posted by K Srinivas, CMA CS 17 July 2017 3912 Views

On 6th July , 2017, RBI has come out with a new circular capping the liabilities of Bank customers in the event of unauthorized electronic banking transactions



Falling interest rates and the plight of senior citizens

Posted by K Srinivas, CMA CS 23 December 2016 3464 Views

How Falling interest rates affect senior citizens and what's the way out



Payments Banks in India

Posted by K Srinivas, CMA CS 29 November 2016 3432 Views

Payments Banks in India



Simple analysis of Government's "Surgical strike"against black money

Posted by K Srinivas, CMA CS 09 November 2016 5605 Views

Simple analysis of Government's "Surgical strike"against black money



Primer on Belated Returns

Posted by K Srinivas, CMA CS 21 September 2012 13204 Views

Now that the extended last date for filing your Income tax returns for the year 2011-2012 is over on 31st August 2012 , what options do people who have missed the deadline have? How about filing the returns now after the due date? Here are the det



Will the RBI deregulate the savings account interest rates?

Posted by K Srinivas, CMA CS 21 September 2011 11356 Views

A banks operational performance depends on it ability to get low cost deposits and to lend it to borrowers at a higher rate. Banks typically mobilise the funds from the public using various types of deposits like Current ac




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