Articles by CA Ranganatha Achar K

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Health Insurance for all Indians

Posted by CA Ranganatha Achar K 13 April 2022 3619 Views

Health insurance is a state subject which is not been given its due. According to a report of NitiAyogIndia has nearly 30% or 42 crore of its population devoid of any health insurance with actual numbers being higher due to gaps in the existing scheme and overlap between the schemes



Box-Office Collections

Posted by CA Ranganatha Achar K 08 April 2022 6705 Views

As a Chartered Accountant and having my feet firmly on the ground about the costs I used to always feel that the producer of the movie tends to increase the Production cost and Revenue generated by the movie for an entirely different cause and could be a clear case of money laundering either single-handedly or with a group of Investors.



Decoupling ICAI

Posted by CA Ranganatha Achar K 29 March 2022 12582 Views

So now there are 2 schools of thought within ICAI and the central committee is set to deliberate on 5-04-2022 in Mumbai with the active participation of the Past 25 Past presidents of ICAI and the present Central Council Committee.



Housing Loans & EMI's Business

Posted by CA Ranganatha Achar K 14 February 2022 3881 Views

Now just imagine that he has taken a 2 or 3 bedroom house by outright Purchase /Buying it from a developer and let us assume that he has taken a loan of Rs 50 lakhs at various scenarios given below @7% Rate of interest on a floating basis as explained



Budget 2022: Deciphering ICAI Budget Recommendations

Posted by CA Ranganatha Achar K 07 January 2022 7119 Views

The Apex body ICAI, my Alma mater has suggested some measures and changes in the limits keeping in mind the overall economic scenario, and let me briefly summarize the same which looks to me Quite reasonable and practical.



Practical Retirement Planning

Posted by CA Ranganatha Achar K 15 December 2021 2418 Views

Today's topic is to educate the concept of retirement planning in a capsule form.



Credit card businesses in India: An Overview

Posted by CA Ranganatha Achar K 07 December 2021 2360 Views

A credit card is a simple card that allows the owner to spend and make purchases without immediately having to make any payments. It is a thin rectangular piece of metal or plastic issued by a financial services company or by a bank. Credit cards impose a condition that the card holders pay the borrowed money along with any annual charges by the end of the credit period.



Bad Bank - A remedy for the NPA Illness

Posted by CA Ranganatha Achar K 15 November 2021 7165 Views

In the Budget for FY 2021-2022, Finance Minister Mrs. Nirmala Sitharaman announced that an Asset Reconstruction Company Limited (ARC) and Asset Management Company (AMC) will be set up to deal with the stressed assets of the public sector banks.



Important RBI Circular Dt 06-08-2020 and its intended meaning explained Step By Step

Posted by CA Ranganatha Achar K 04 August 2021 3957 Views

No bank shall open current accounts for customers who have availed credit facilities in the form of cash credit/ overdraft from the banking system and all transactions shall be routed through the CC/OD account.



Understanding (Adjusted Gross Revenue) Woes

Posted by CA Ranganatha Achar K 03 August 2021 1023 Views

Understanding the Adjusted Gross Revenue woes is very much relevant in the Telecom sector because the Government policies on Telecom will have a direct impact on the future of the Telecom industry.




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