Articles by CA Hardik Joshi

Importance of Leverage in Personal Finance

CA Hardik Joshi 11 May 2020 at 10:55

Leverage means the use of debt or borrowed funds to earn more return on investments. When the return on investment is higher than the interest paid on debt, leverage is beneficial. The use of debt isn't always bad. It depends upon the economic cycle and usage of debt.

Posted in Others | 1455 Views

What are payday loans and their Alternatives

CA Hardik Joshi 30 July 2018 at 11:18

A payday loan is also called a payday advance, salary loan, short-term, or cash advance loan. It is a small amount of loan ranging from ten thousand to one lakh..

Posted in Professional Resource | 4 comments | 4563 Views

Why we need to stop giving money to beggars

CA Hardik Joshi 30 July 2018 at 11:18

I am living in Ahmedabad, and I am used to going office on a bike. During commutation from home to office, two traffic signals are coming. In each traffic signa..

Posted in Others | 14 comments | 10233 Views