RBI's April 9, 2026 discussion paper proposes major UPI safeguards, including a 1-hour lag for high-value P2P transfers, trusted-person authentication, a Rs 25 lakh annual credit cap, and a kill switch, aimed at curbing digital payment fraud.
RBI proposes exempting small NBFCs (up to Rs 1,000 crore assets) from registration, reducing compliance burdens, boosting innovation, and reshaping India's credit ecosystem while maintaining financial stability.
A comprehensive guide to trademarks in India covering definition, legal framework under the Trade Marks Act, 1999, types of trademarks, registration process, international treaties like TRIPS and WIPO, infringement remedies and best practices for protecting brand identity.
Becoming a loan guarantor can expose you to full financial liability, legal risks, and credit impact without direct benefit. Understand key legal provisions, risks, and essential precautions before signing any guarantee to protect your financial future.
Starting from 1st May 2026, the Late Payment Charges on SBI Credit Card will going to be revised and cardholder are required to stay informed and manage your pa...
Financial Literacy in India: Bridging Financial Access and Economic Empowerment1. BackgroundOver the past decade, India has undertaken one of the most extensive...
A deep dive into the 2026 Strait of Hormuz crisis, how Iran’s strategic closure disrupted global oil, LNG, and food supply chains, and what it means for India’s economy, inflation and everyday household expenses.
Understand the difference between data collection and public data sharing under the Digital Personal Data Protection Act, 2023. Learn why consent, accountability, and ethical use remain critical, even when data is publicly available and the hidden risks businesses often overlook.
28 March 2026
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A reflective milestone marking the 150th article -exploring growth through discipline, simplicity and the power of living in the present with clarity, pure thoughts, and meaningful action.
For the first time ever, U.S. President Donald Trump's signature will appear on paper currency, ending a 165-year tradition. The new $100 bills, featuring Trump and Treasury Secretary Scott Bessent, are set to roll out in June.
DT & Audit (Exam Oriented Fastrack Batch) - For May 26 Exams and onwards Full English
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