Articles by Prof. Bajaj

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The Hare Could Win Here !!

Posted by Prof. Bajaj 19 November 2014 23085 Views

This is the story of 2 friends viz Amar and Rakesh. Both were from middle-income family backgrounds. Both joined same company at the same salary level of around Rs. 23,000 p.m.We all have heard the story of a hare and tortoise wherein the hare was fa



Time-Time ki baat hai - Part 3

Posted by Prof. Bajaj 25 October 2014 28261 Views

Look Whos here !! Mr. Desai, Good to see you. said Mr. Suren Mehta, a retired banker. He was sitting with few other friends, Mr. Ajit Khanna and Mr. Rajat Ghosh, in a park as their daily routine in retirement days. He suddenly sa



Convenience at the cost of Security? Bad Deal!

Posted by Prof. Bajaj 21 August 2014 13889 Views

A few days back, I went to pick up my daughter from her school. The school has a good system wherein whoever comes to pickup the child, has to show the bearer card, so that the teacher knows that the child is being picked up by the authorised person.



Budget 2104-15 : What's Good and What's Not So Good?

Posted by Prof. Bajaj 28 July 2014 18529 Views

We saw a deluge of analyses coming on Budget 2014 right from 11th July 2014. However, we chose to wait for clarifications and finer details so that readers get the right perspective for themselves.People would have different opinion about the budget



Beware !! Another Fraud in the Air !!

Posted by Prof. Bajaj 24 February 2014 18257 Views

Mr. Rajeev Kumar, a Chartered Accountant, working with a leading Automobile company was worried about his insurance policy. He had bought an insurance-cum-investment plan from a company (say K) 3 years back with an annual premium of Rs



The Reality about Realty!

Posted by Prof. Bajaj 28 October 2013 26631 Views

Trust me Sir, real estate will always give you best returns. The prices cannot go down and you will be double your money in 3 years. I think you should book this flat. said Kunjan Srivastav, a seasoned real estate broker to his potenti



Should you invest in Tax-Free Bonds?

Posted by Prof. Bajaj 25 September 2013 24010 Views

Ohh Man! I did my tax saving investments 2 months back only. Otherwise I would have invested in these tax-free bonds. But now I cant invest in them. said Mahesh Kuntal, a 34 year old executive, working with a leading pharma co



Tips for Group Discussions

Posted by Prof. Bajaj 22 July 2013 11811 Views

In earlier days, selection process largely consisted of two parts i.e. Written Exam and Personal Interview. However, in last few years, a new process is added to judge the leadership and teamwork abilities of candidates. This process is called Group



Financial Planning for Beginners

Posted by Prof. Bajaj 10 June 2013 13284 Views

June is the month, when many campus recruits start with their first job. Sameer Dahane was one of them. While he was excited of a new role, he was equally eager to get his salary so that he can splurge it. On a casual tea-time discussion with Kapil,



Beware! Mis-selling Season Ahead!

Posted by Prof. Bajaj 27 December 2012 10646 Views

After coming back from his vacation, Sidhesh Tulange, a 33 year old Software consultant, logged into his office computer to make the first statement, Oh No !! I forgot to submit this before going to vacation. The HR department has re




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