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The Great Indian Remittance Shift: Why Education Financing Defied the TCS Crunch in July 2025

Posted by Affluence Advisory 24 November 2025 364 Views

RBI's July 2025 LRS data shows an 11% remittance decline driven by higher TCS on travel and investments, even as education flows surged. Key insights and strategies.



Silver Gains Golden Status: How the RBI's 2026 Silver Collateral Rule Will Unlock Billions in Household Wealth

Posted by Affluence Advisory 22 November 2025 1433 Views

RBI will officially allow silver as loan collateral from April 2026, giving it the same status as gold. Learn how the new rules unlock India’s dormant metal wealth, key LTV limits, borrower protections, and top ways to monetise gold and silver in 2025-26.



Regulatory Overview: NRI/OCI Investments in Indian Partnerships under FEMA

Posted by Affluence Advisory 20 November 2025 322 Views

A comprehensive guide to NRI and OCI investments in Indian partnership firms under FEMA. Learn key rules, eligibility, permitted modes of investment, prohibited sectors, reporting requirements, repatriation norms, and FAQs to ensure compliant foreign investment in India.



India's Simple Agreement for Future Equity (SAFE): Navigating a New Frontier in Startup Funding

Posted by Affluence Advisory 12 November 2025 528 Views

India's startup funding landscape is evolving with instruments like SAFE and its Indian version, iSAFE. Unlike traditional equity or convertible notes, iSAFE allows founders to raise funds quickly without early valuations, while staying compliant under Indian law.



Beyond the Bank: How NBFCs are Reshaping Study Abroad Loans in India

Posted by Affluence Advisory 11 November 2025 215 Views

Non-Banking Financial Companies (NBFCs), registered under the Companies Act 2013 and regulated by the RBI, have revolutionized India’s education finance landscape.



ODI under the Automatic Route vs Approval Route - Practical Insights

Posted by Affluence Advisory 06 November 2025 205 Views

Explore how the RBI's New Overseas Investment Regime simplifies outbound investments through the Automatic Route while tightening post-investment compliance.



Groww IPO: A Landmark Moment in India's ESOP Evolution

Posted by Affluence Advisory 05 November 2025 157 Views

Groww's upcoming IPO, opening from November 4-7, 2025, marks a turning point in India's ESOP ecosystem, unlocking employee wealth worth Rs 2,400-2,500 crore and showcasing how equity ownership is reshaping corporate wealth creation.



RBI Draft Lending to Related Parties Directions 2025: Key Takeaways for NBFCs

Posted by Affluence Advisory 03 November 2025 290 Views

The Reserve Bank of India, on October 1, 2025, issued the draft "Non-Banking Financial Companies - Lending to Related Parties Directions, 2025" to strengthen governance, transparency, and disclosure in NBFC lending to related parties.



Legal Entity Identifier LEI Understanding Its Purpose and Applicability in India

Posted by Affluence Advisory 01 November 2025 143 Views

Learn everything about the Legal Entity Identifier (LEI), a 20-character global identification code for companies and organizations engaged in financial transactions.



SEBI Restricts Mutual Funds from Pre-IPO Placements: What You Need to Know

Posted by Affluence Advisory 29 October 2025 184 Views

SEBI has barred mutual funds from investing in unlisted or pre-IPO shares, allowing participation only during the IPO or as anchor investors. The move aims to enhance transparency, ensure fair valuations, and protect retail investors.




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