Which Health Insurance Policies Qualify for GST Exemption?

Poojitha Raam Vinay | Last updated: 08 March 2026

Save Share

Quick Summary

The GST Council has decided to exempt certain health insurance policies from GST, effective September 22, 2025. This includes individual health plans, government-sponsored schemes, senior citizen plans, and group policies for non-corporate entities. However, corporate group insurance for companies with high turnover and standalone add-on covers remain taxable.

The Goods and Services Tax (GST) Council’s decision to exempt certain health insurance policies from GST, effective September 22, 2025, has brought relief to policyholders. Previously, health insurance premiums were taxed at 18%, increasing costs for individuals and businesses. Exempted Policies

Daily Limit Reached

You have reached your daily limit of 2 Free Articles

Subscribe to CCI PRO for unlimited access

Why Upgrade to CCI PRO?

No Ads
WhatsApp Community
Daily E-Newsletter
Unlimited Articles Access
Profile Visitors
Link Social Profiles
Featured Job Posts
Pro Badge
Expert GST Guidance
Unlimited Forum Replies
Download Content in PDF

1 Year PLAN

1999

(Excl. of GST ₹359)

BEST VALUE

2 Years PLAN

3499

(Excl. of GST ₹629)

3 Months PLAN

999

(Excl. of GST ₹179)

View all CCI PRO benfits

Already a PRO member? Login here for an ad-free experience.

21 Views Comment Share GST Report

About the Author

Poojitha Raam Vinay

Practice

I simplify complex income tax, TDS, banking, and investment updates into practical insights for taxpayers, salaried professionals, pensioners, and senior citizens. I regularly write on ITR filing, tax compliance, savings schemes, and the latest financial rule changes in India.

View Articles

Comments :