When time saluted discipline: The 4:15 AM Story of Gratitude and Grace

Raj Jaggipro badge , Last updated: 06 October 2025  
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[A humorous yet heartfelt conversation between a senior Chartered Accountant and his younger colleagues - about faith, fitness, family, and the fine art of showing up on time]. Scene: The Office Reception - 10:00 a.m. A bunch of young professionals-bright minds, sleepy eyes-were gathered around it

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Raj Jaggi
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