How to be Eligible to Avail a Credit Card



Quick Summary
To be eligible for a credit card in India, you generally need to meet specific criteria set by banks and finance companies. Key requirements include a stable monthly income, Indian nationality, and being either salaried or self-employed. A good credit score, typically 750 or above, is crucial for approval. You'll also need to provide documents like proof of income, address, and identity.

Credit card use has increased in India with more than 52 million people using credit cards. Recently, due to the frequency of online and contactless payments, credit cards have risen in the popularity charts. More Indians rely on credit cards for purchases/payments from groceries to utility bills. F
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