SBI Monthly Income Scheme 2026: Apply Online From Home For Best Return

| Last updated: 29 August 2026

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SBI Monthly Income Scheme is not a separate "MIS account" like the Post Office MIS scheme. It is generally a Fixed Deposit where you have to invest a lump sum amount and the bank will pay monthly interest into you saving account. Deposit Limit Minimum deposit amount: Rs. 1000 Maximum deposit amount: No upper limit. Latest Interest Rate Deposit Tenure Interest Rate (General) Interest Rate (Senior Citizens) 1 to 2 years 6.25% 6.75% 2 to 3 years 6.40% 6.90%

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1 Year PLAN

1999

(Excl. of GST ₹359)

BEST VALUE

2 Years PLAN

3499

(Excl. of GST ₹629)

3 Months PLAN

999

(Excl. of GST ₹179)

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About the Author

Mitali

Finance Professional

I write about Income Tax, GST, TDS, RBI updates, government schemes, and personal finance in India. My focus is on simplifying complex tax and compliance topics into easy-to-understand guides that help readers stay updated with the latest financial rules, investment options, and regulatory changes.

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