Articles by Ramalingam K
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A Simple Technique for 'Spending less and Saving More'
"Do not save what is left after spending, but spend what is left after saving"This is how the great investment guru warren buffet, explains the import
A financial check list before you buy your Dream Home
The “HOME, DREAM HOME” is a sentimental objective of every individual those started their carrier in the recent past. It gives the immense pleasure...
Unravelling the Mysteries of RSU, ESPP and ESOP
A good remuneration package would definitely enthuse and excite young professionals while stepping into the world of employment. Many of them would have been re...
3 influential factors that can make or break your stock market investments
It happens to many of us. Perhaps it does not happen universally, but, deep in our heart we know that this syndrome is a reality.
An overview of taxation on India ESOPs for US based NRIs
Employee Stock Option Plans (ESOPs) give employees a right to buy company shares at a pre-decided price and it forms part of taxable income.
7 Things to know about The Gold Monetization Scheme
It is said that "all that glitters is not gold". Yes, that is true, but even gold with all its glitters is of no use when kept idle.
How to identify a reliable financial advisor?
How do you determine that your financial expert is actually providing you with genuine or fake advice? Can you easily trust any financial advice that you get? ...
A Checklist for closing your Home Loan
As someone has said somewhere that Home is the biggest assets for a person, but also it is his/her biggest liability.
Protect yourself from credit card frauds
I received a call recently from a close friend of mine in a hurried voice saying that someone had purchased a jewelry from a famous jewelers in Bangalore for
4 Financial Planning tips for 4 realistic life situations
In our lives we come across different sets of "dos-and-don'ts"� for different situations. A closer examination of such rules reveals that these simple lists are
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