Articles by Ramalingam K

A Simple Technique for 'Spending less and Saving More'

Posted by Ramalingam K 10 September 2018 6689 Views

"Do not save what is left after spending, but spend what is left after saving"This is how the great investment guru warren buffet, explains the import

A financial check list before you buy your Dream Home

Posted by Ramalingam K 20 August 2018 7630 Views

The “HOME, DREAM HOME” is a sentimental objective of every individual those started their carrier in the recent past. It gives the immense pleasure...

Unravelling the Mysteries of RSU, ESPP and ESOP

Posted by Ramalingam K 19 August 2018 3331 Views

A good remuneration package would definitely enthuse and excite young professionals while stepping into the world of employment. Many of them would have been re...

3 influential factors that can make or break your stock market investments

Posted by Ramalingam K 29 May 2018 4558 Views

It happens to many of us. Perhaps it does not happen universally, but, deep in our heart we know that this syndrome is a reality.

An overview of taxation on India ESOPs for US based NRIs

Posted by Ramalingam K 14 May 2018 2714 Views

Employee Stock Option Plans (ESOPs) give employees a right to buy company shares at a pre-decided price and it forms part of taxable income.

7 Things to know about The Gold Monetization Scheme

Posted by Ramalingam K 10 May 2018 3107 Views

It is said that "all that glitters is not gold". Yes, that is true, but even gold with all its glitters is of no use when kept idle.

How to identify a reliable financial advisor?

Posted by Ramalingam K 03 May 2018 3405 Views

How do you determine that your financial expert is actually providing you with genuine or fake advice? Can you easily trust any financial advice that you get? ...

A Checklist for closing your Home Loan

Posted by Ramalingam K 28 April 2018 2384 Views

As someone has said somewhere that Home is the biggest assets for a person, but also it is his/her biggest liability.

Protect yourself from credit card frauds

Posted by Ramalingam K 25 April 2018 4071 Views

I received a call recently from a close friend of mine in a hurried voice saying that someone had purchased a jewelry from a famous jewelers in Bangalore for

4 Financial Planning tips for 4 realistic life situations

Posted by Ramalingam K 14 April 2018 3336 Views

In our lives we come across different sets of "dos-and-don'ts"� for different situations. A closer examination of such rules reveals that these simple lists are