Articles by Ramalingam K

Five Reasons to invest in Debt Funds

Posted by Ramalingam K 13 March 2013 9590 Views

Though debt funds have got their own advantages, they are mostly ignored by common investors. Debt funds have got a unique place in your portfolio. Here are five simple situations, in which debt funds can be used by prudent investors. 1) To m

Are you compatible with your investments?

Posted by Ramalingam K 26 February 2013 7412 Views

Mr.X, as a friend is more compatible to Mr.Y. At the same time, Mr.X is not compatible to Mr.Y as a friend. A same individual is compatible to one person but not compatible to another person. You all could have experienced this in your life. Compa

Five Reasons to invest in Debt Funds

Posted by Ramalingam K 25 February 2013 7956 Views

Four Golden Rules of Money Management

Posted by Ramalingam K 13 February 2013 28185 Views

Personal finance is of important to all of us and we all need to know, understand and follow the Rules of Personal Finance to be financially successful in life. Many may feel that one could learn the rules by experimentation; however in my opinion

Do You Need Financial Planning?

Posted by Ramalingam K 05 February 2013 7989 Views

Let's answer this important question: Most of us think that financial planning is only for the very rich or poor. There are others who think that people need to plan only when they grow old as they need to save for their retirement and old ag

Do You Need Financial Planning?

Posted by Ramalingam K 26 December 2012 9828 Views

Planning for life insurance at different life stages

Posted by Ramalingam K 21 December 2012 13011 Views

Increasing inflation, shift to nuclear families, and the fast track change in life style patterns throw a financial challenge which can be addressed only by life insurance. Your financial plan needs to be in sync with your life stage and the requi

When to start planning for retirement?

Posted by Ramalingam K 17 December 2012 13039 Views

A question to be questioned: When a person should become health conscious? After becoming sick or before becoming sick or always There are some questions like this, though at the sub-conscious level we know the answer, our conscious mind s

The Role of short term sensations in the long term investment

Posted by Ramalingam K 17 December 2012 6605 Views

In the digital age, the current affairs reach our living room 24*7. The power of internet and social media makes the news and rumours spread like a wildfire. Because of this information overload we become so focused on details that we begin to ignor

Why should you get Professional Financial Advice On your Investments

Posted by Ramalingam K 12 November 2012 7532 Views

Most of us tend to think that planning on investment portfolios for attainment of goals is a one time job. However it is not true; we all need to review our investment portfolios on a regular basis and also take the help of professional financial