Quick Summary
Starting from 1st May 2026, the Late Payment Charges on SBI Credit Card will going to be revised and cardholder are required to stay informed and manage your payments wisely to avoid additional charges.
Revision in Late Payment Charges
Current Late Payment Charges
| Outstanding Amount Due | Current Rate |
| ₹0 to ₹500 | Nil |
| ₹500 to ₹1,000 | ₹400 |
| ₹1,000 to ₹10,000 | ₹750 |
| ₹10,000 to ₹25,000 | ₹950 |
| ₹25,000 to ₹50,000 | ₹1,100 |
| ₹50,000 and Above | ₹1,300 |
Revised Late Payment Charges
| Outstanding Amount Due | Revised Rate |
| ₹0 to ₹100 | Nil |
| ₹100 to ₹500 | ₹100 |
| ₹500 to ₹1,000 | ₹500 |
| ₹1,000 to ₹10,000 | ₹750 |
| ₹10,000 to ₹25,000 | ₹950 |
| ₹25,000 to ₹50,000 | ₹1,100 |
| ₹50,000 and Above | ₹1,300 |
In Short
The revised SBI Card fee structure highlights the need for more mindful spending and timely repayments.
Staying proactive will help cardholders avoid extra charges and continue enjoying the benefits of their card.
The revised late payment charges for SBI Credit Cards will take effect from 1st May 2026.
For an outstanding amount between ₹100 and ₹500, the revised late payment charge will be ₹100.
No, the late payment charges for outstanding amounts of ₹10,000 to ₹25,000, ₹25,000 to ₹50,000, and ₹50,000 and above remain the same at ₹950, ₹1,100, and ₹1,300 respectively.
The revised late payment charge for an outstanding amount between ₹500 and ₹1,000 will be ₹500.
No, there is no late payment charge for outstanding amounts from ₹0 to ₹100.
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