EPFO 2025 Withdrawal Rules: Major Changes

Chaitra Seetharam , Last updated: 10 November 2025  
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EPFO has streamlined its withdrawal rules, consolidating 13 complex provisions into three simple categories: Essential, Housing, and Special Circumstances. Members can now withdraw up to 100% of their balance for specific needs, with safeguards to ensure a minimum of 25% remains for retirement. Elig

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Chaitra Seetharam
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