Articles by FCS Deepak Pratap Singh

Buying Home Loan Insurance with Home Loan is not compulsory

Posted by FCS Deepak Pratap Singh 15 June 2026 825 Views

Buying home loan insurance along with a home loan is not mandatory in India. Learn RBI and IRDAI guidelines, understand the difference between home loan insurance and home insurance, and discover why a term insurance plan may be a more flexible and cost-effective option to protect your family and loan liabilities.

DPDP Rules 2025: Your Guide to India's Data Protection

Posted by FCS Deepak Pratap Singh 08 June 2026 386 Views

Understand India's Digital Personal Data Protection Rules 2025. Learn about consent, data processing, breach notifications, and your rights under the DPDP Act.

HUF Beneficial Owner of Shares? Supreme Court Ruling

Posted by FCS Deepak Pratap Singh 16 August 2025 461 Views

Discover if a HUF is a beneficial owner of shares held by its Karta. Supreme Court clarifies Section 2(22)(e) of the Income Tax Act.

Director Liability: Negotiable Instruments Act 1881

Posted by FCS Deepak Pratap Singh 02 August 2025 193 Views

Understand director vicarious liability under the Negotiable Instruments Act 1881. Learn when directors are responsible for company cheque dishonours.

Applicability of GST on Hostel/Lodging Services

Posted by FCS Deepak Pratap Singh 01 August 2025 4236 Views

Learn about GST implications on hostel and rental services for students, key exemption notifications, rate changes, court rulings and the 53rd GST Council’s latest decisions.

Can Listed Companies Reverse Dividend Decisions?

Posted by FCS Deepak Pratap Singh 30 July 2025 332 Views

Discover if a listed company can reverse a dividend payment decision once made. Understand the legal implications of declared vs. proposed dividends.

Beneficial Nominee Wins Claim: Madras High Court Ruling

Posted by FCS Deepak Pratap Singh 28 July 2025 468 Views

Madras High Court clarifies beneficial nominee rights under Section 39(7) of the Insurance Act. Understand your policy benefits.

Insurance Claim Rejections: Are Insurers Profiting?

Posted by FCS Deepak Pratap Singh 14 July 2025 176 Views

Discover why insurance companies reject claims and if they profit from it. Learn about policy terms, claim processes, and your rights as a policyholder.

Tax Loss Harvesting: Cut Your Capital Gains Tax

Posted by FCS Deepak Pratap Singh 09 July 2025 290 Views

Discover Tax Loss Harvesting: sell investments at a loss to offset capital gains and reduce your tax bill. Learn how to use this strategy effectively.