Articles by Ramalingam K

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6 simple steps to get your Financial Plan and Financial life on Track

Posted by Ramalingam K 01 September 2016 8126 Views

Financial planning is a process of understanding your income and expenditures, and planning accordingly for

7 Misconceptions about Mutual Fund SIP

Posted by Ramalingam K 27 August 2016 13968 Views

Systematic Investment Plan or Mutual Fund SIP is fast becoming a common term in the investment market. But a lot of people are still

Five frequently made financial planning mistakes and how to avoid them

Posted by Ramalingam K 24 June 2016 9079 Views

The Process of LearningWhich is the best way to learn the lessons of life?There are two ways to learn the essentials of life. The first is by going through the process of structured training and education. The second is about learning hands on, makin

How are we a good saver but a bad investor?

Posted by Ramalingam K 13 June 2016 7553 Views

The below piece will help you understand how most of us save intelligently but invest roughly.Every one of us is a doctor in our view, just as we all are financial planners. We rely on self-medication when we are physically down or act as a medical a

Can you trust the online financial calculators?

Posted by Ramalingam K 07 June 2016 2396 Views

Yes, it is true that financial / retirement calculators are simple to use. Based on a few assumptions that you input on your computer about the future, it instantly provides you with a number that indicates how much one needs for his/her retirement.T

Setting aside the 'bad insurance policy' is a good investment policy

Posted by Ramalingam K 03 June 2016 3257 Views

1.What is a Bad Insurance Policy? Did your last insurance policy assure you only insecurity after you bought it? Do you feel that the insurance policy which you have just taken does not serve your purpose? Or, is it that the policy does not give all

3 steps to control risk in your investment portfolio

Posted by Ramalingam K 26 May 2016 7611 Views

Any investor would agree that ignorance and lack of awareness in the investment field can prove to be expensive. In the world of finance and investment, risk management is very closely related, rather necessary for measuring performance. Understandin

What not to do, when investing in real estate?

Posted by Ramalingam K 24 May 2016 3963 Views

There are certain rules applicable to everything we do in our daily lives. The whole idea behind this belief is to fetch the maximal benefits, along with guarding ourselves from any kind of associated risks.In that respect, our personal finance manag

How to identify a reliable financial advisor?

Posted by Ramalingam K 18 May 2016 5484 Views

How do you determine that your financial expert is actually providing you with genuine or fake advice?Can you easily trust any financial advice that you get?Are you sure,whether the financial advice you have received,will fill your pockets or your ad

Can low cost providers offer the best financial planning services?

Posted by Ramalingam K 22 March 2016 4433 Views

What do sportsmen like Lionel Messi, M S Dhoni, Tiger Woods, Serena Williams and Novak Djokovic have in common? Well they lend value to the country, club or team which they are associated with. It is their skill set which help their respective teams