Articles by Ramalingam K

5 Critical Warning Signs or Indicators of a Financial Trouble

Posted by Ramalingam K 03 February 2016 16998 Views

What do you consider as the most important factor for a good financial health? I know the most obvious answer to this will be �the income that one earns�. But is it the only factor to keep one�s financial life in the best shape? Thi

What an Investor Need to know before Investing about Asset Classes?

Posted by Ramalingam K 22 January 2016 7986 Views

Making the right investment plan is an interesting way to multiply an individual�s savings. How well the planning could be done? From where should it begin? How is going to grow? Isn�t it very curious to make money multiply? There is a s

3 Myths about Debt Funds Demystified

Posted by Ramalingam K 18 January 2016 2690 Views

Investors, especially those who are new to the venture are often advised to make reasonable investments in debt funds while building their portfolio. It is but natural for the new investor to wonder what �debt funds� are all about and why

How to Identify and Avoid Tricky Financial Advisors?

Posted by Ramalingam K 13 January 2016 9771 Views

It is a common thing to hear these days that when you are looking for a suitable investment plan to fit in to your financial plan, not every time can you expect the correct advice from the financial advisors. While discussing about investment with an

The risk of investing most of your money in real estate

Posted by Ramalingam K 08 January 2016 8569 Views

Property, in the form of real estate, a piece of land, or an apartment or house, is considered to be fairly good investment option. Simple investors feel happy and contended when they invest their money in a property and expect it to give them grand

10 things you need to know about Mutual Funds

Posted by Ramalingam K 07 January 2016 11904 Views

Over the last two decades or so, mutual funds have become increasingly popular as a means of investment. We can also understand mutual fund as an investment vehicle, made up of a pool of funds from various investors. To know more about this investmen

How to get the most out of the idle money in your savings account?

Posted by Ramalingam K 04 January 2016 12765 Views

Almost everyone has a tendency to save some excess money in his or her bank accounts, to use the same for any unplanned expenses in future, or during any unexpected situations, or even sometimes just as a factor of comfort. For this, a savings accoun

How to choose the right mutual fund option?

Posted by Ramalingam K 31 December 2015 10417 Views

Everyone has some or the other kind of financial goals, no matter how big or small these might be, which they want to accomplish. Mutual Funds, here may seem an easily achievable investment option to go for;however one may still be perturbed about ch

How NRIs can make use of Recurring Deposits?

Posted by Ramalingam K 30 December 2015 7138 Views

For NRIs looking forward to make huge savings with small monthly investments, the Recurring Deposits seems to be an excellent option. A recurring deposit account is one that enables the depositor to save by paying an agreed fixed monthly sum for a re

How to choose the right term insurance for you?

Posted by Ramalingam K 28 December 2015 11573 Views

Over the last few years, term insurance has been gaining huge amount of popularity. With the insurance companies dropping the premium rates, they have also begun with enormous advertising of these policies. Additionally, companies have come up with t