Articles by Affluence Advisory

The Account Aggregator Framework: A Complete Application-to-Compliance Guide for Fintech Founders and NBFC Professionals

Posted by Affluence Advisory 17 October 2025 561 Views

Comprehensive guide to RBI's Account Aggregator framework covering licensing, PRAVAAH application, CoR process, compliance, governance and tech architecture.

The RBI's Game-Changer: How a Quiet Policy Shift Could Reshape India's Financing Landscape

Posted by Affluence Advisory 15 October 2025 131 Views

RBI’'s overhaul of External Commercial Borrowing rules unlocks billions in foreign capital for NBFCs marking a new era in India’s financial and infrastructure growth.

Structured Digital Database (SDD): Simplifying Regulatory Compliance

Posted by Affluence Advisory 11 October 2025 352 Views

Learn about SEBI's Structured Digital Database (SDD), its purpose, compliance requirements, audit trail, immutability, and preservation under PIT Regulations 2015.

IFSCA's New Rules On Third-Party Fund Management Framework

Posted by Affluence Advisory 09 October 2025 112 Views

IFSCA's Third-Party Fund Management Framework allows global fund managers to operate in GIFT City without setting up new entities, boosting India’s financial hub status.

Relief or Burden: What Every Taxpayer Should Know About the New Income Tax Act, 2025

Posted by Affluence Advisory 08 October 2025 602 Views

The new Income Tax Act, 2025, effective from April 1, 2026, replaces the six-decade-old Income Tax Act, 1961, with simplified provisions, reduced sections, and clearer tax rules. Key highlights include new tax slabs, higher deductions, elimination of notional rent, rationalised TDS/TCS, clear taxation on virtual digital assets and a focus on digital compliance.

Why More SMEs Are Choosing IPOs Over Private Funding

Posted by Affluence Advisory 01 October 2025 154 Views

SME IPOs are reshaping business financing in India, offering entrepreneurs transparency, control, and market-driven valuations over private equity. With record listings and rising investor confidence, SME IPOs are emerging as the preferred route for growth and long-term value creation

NBFCs vs Banks: Understanding the Key Differences and Opportunities

Posted by Affluence Advisory 30 September 2025 319 Views

Discover the key differences between Banks and NBFCs, their roles in India’s financial system, and the opportunities they offer. Learn how these institutions complement each other in driving credit access, stability, and economic growth.

SEBI notifies amendment to Minimum Public Shareholding norms - Makes room for Large IPOs

Posted by Affluence Advisory 24 September 2025 211 Views

SEBI has eased Minimum Public Offer (MPO) and Minimum Public Shareholding (MPS) rules for very large issuers, allowing staggered dilution and extended timelines. Learn how the new scale-based framework boosts IPO flexibility, market stability, and ease of doing business in India.

SEBI LODR and PIT Amendments Since January 2025: Chronological Overview and Actionable

Posted by Affluence Advisory 20 September 2025 510 Views

Explore SEBI's 2025 regulatory updates under LODR and PIT Regulations. Get a chronological summary of key circulars on disclosures, shareholding patterns, insider trading, annual reports and related party transactions with actionable compliance steps for listed companies.

Re-lodgment of shares in physical form for transfer - An opportunity to physical shareholders

Posted by Affluence Advisory 18 September 2025 104 Views

SEBI's circular dated July 2, 2025, opens a final six-month window (July 7, 2025–January 6, 2026) for shareholders to re-lodge transfer requests of physical shares lodged before April 1, 2019, but rejected or unprocessed.