Articles by Affluence Advisory

RBI Draft Lending to Related Parties Directions 2025: Key Takeaways for NBFCs

Affluence Advisory 03 November 2025 at 06:27

The Reserve Bank of India, on October 1, 2025, issued the draft "Non-Banking Financial Companies - Lending to Related Parties Directions, 2025" to strengthen governance, transparency, and disclosure in NBFC lending to related parties.

Legal Entity Identifier LEI Understanding Its Purpose and Applicability in India

Affluence Advisory 01 November 2025 at 06:41

Learn everything about the Legal Entity Identifier (LEI), a 20-character global identification code for companies and organizations engaged in financial transactions.

SEBI Restricts Mutual Funds from Pre-IPO Placements: What You Need to Know

Affluence Advisory 29 October 2025 at 06:36

SEBI has barred mutual funds from investing in unlisted or pre-IPO shares, allowing participation only during the IPO or as anchor investors. The move aims to enhance transparency, ensure fair valuations, and protect retail investors.

SEBI's October 13, 2025 Circular on RPT Industry Standards: A Step Towards Ease of Doing Business

Affluence Advisory 27 October 2025 at 06:34

The Securities and Exchange Board of India (SEBI), through its circular dated October 13, 2025, has brought meaningful relief for listed entities by rationalizi..

The Account Aggregator Framework: A Complete Application-to-Compliance Guide for Fintech Founders and NBFC Professionals

Affluence Advisory 17 October 2025 at 05:43

Comprehensive guide to RBI's Account Aggregator framework covering licensing, PRAVAAH application, CoR process, compliance, governance and tech architecture.

The RBI's Game-Changer: How a Quiet Policy Shift Could Reshape India's Financing Landscape

Affluence Advisory 15 October 2025 at 06:31

RBI’'s overhaul of External Commercial Borrowing rules unlocks billions in foreign capital for NBFCs marking a new era in India’s financial and infrastructure growth.

Structured Digital Database (SDD): Simplifying Regulatory Compliance

Affluence Advisory 11 October 2025 at 06:43

Learn about SEBI's Structured Digital Database (SDD), its purpose, compliance requirements, audit trail, immutability, and preservation under PIT Regulations 2015.

IFSCA's New Rules On Third-Party Fund Management Framework

Affluence Advisory 09 October 2025 at 06:50

IFSCA's Third-Party Fund Management Framework allows global fund managers to operate in GIFT City without setting up new entities, boosting India’s financial hub status.

Relief or Burden: What Every Taxpayer Should Know About the New Income Tax Act, 2025

Affluence Advisory 08 October 2025 at 06:54

The new Income Tax Act, 2025, effective from April 1, 2026, replaces the six-decade-old Income Tax Act, 1961, with simplified provisions, reduced sections, and clearer tax rules. Key highlights include new tax slabs, higher deductions, elimination of notional rent, rationalised TDS/TCS, clear taxation on virtual digital assets and a focus on digital compliance.

Why More SMEs Are Choosing IPOs Over Private Funding

Affluence Advisory 01 October 2025 at 06:59

SME IPOs are reshaping business financing in India, offering entrepreneurs transparency, control, and market-driven valuations over private equity. With record listings and rising investor confidence, SME IPOs are emerging as the preferred route for growth and long-term value creation