Have you ever heard anyone say his or her mutual funds proved worthless, or he/she has lost money in the same? One might also experience times where their investment in a mutual fund was a major disappointment. Pertaining to these scenarios, we may c
What do we mean by the term stress testing?Stress testing is about demonstrating how a particular process balances in a condition, when you try to push the same beyond its usual operations. We can also state the same about a stress test in other wo
The Asset-Light model refers to a business strategy that pursues capital efficiency by focusing the equity investment on those assets where a company�s expertise attains the best return for investors. The core of the asset-light approa
Financial Planning is a process that involves much more than playing with numbers listed in the data sheet. This process requires a thorough understanding of what the client needs and aspires to, and how will he be able to fulfill the same. It also e
Before the globalization took place in 1992, We Indians used to believes in saving most of the earning. A study suggest that as much as on an average 50% of income was used to save by people before globalization. We Indians never had that passion for
Today I write to encourage those who have lost all hopes....who are dejected�de-motivated and are going through a rough phase. Although I have not achieved anything so big in life that I can be a role model to someone. There are thousands
Dealing with failures and their aftermath.A synopsis that runs through the Bankruptcy code. The finance minister in his budget speech mentioned about a law that would enhance ease of doing business with regards to fill the void that the Sick Industri
One morning, suddenly one thought came to my mind that, why some people are happy with nothing and some are unhappy even if they have everything? What is the cause of unhappiness? What is Fear? How to live a better life? Why p
People who are familiar with ERP or Integrated Applications, experience this problem. In medium and large organizations, where such computerized systems are in use, general tendency is to add Vendors in the Master, and leave them there even if they a
The finance minister, in his last budget speech, talked about the idea of making India a cashless society, with the aim of curbing the flow of black money. In this Article we will discuss what exactly is a cashless economy? & How can we Achieve
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